FINANCIAL INTELLIGENCE
MSME Financial Tools
Smart calculators to help you assess, plan, and grow your business
MSME Loan Calculator
Calculate your monthly EMI and Debt Service Coverage Ratio (DSCR) to understand loan affordability.
DSCR calculated using 70% of income for risk-adjusted assessment
Monthly EMI
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Debt Service Coverage Ratio (DSCR)
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Working Capital Calculator
Measure your business liquidity — the funds available for day-to-day operations.
Cash, inventory, receivables, bank balance
Payables, short-term loans, dues
Working Capital
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Quick MGI Score
MSME Growth Index — evaluate your business across 5 key parameters: Financial Discipline, Credit Behavior, Business Performance, Compliance & Documentation, and Growth Readiness.
Cash flow management, expense control, profitability
Repayment history, debt structure, loan management
Revenue stability, operational efficiency, growth trend
GST, ITR, financial records, audit compliance
Scalability, expansion plan, capital alignment
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/100
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Parameter-wise Scores
Indicative calculations only. Final loan eligibility and MGI rating depend on detailed financial assessment.